This approval is not a commitment to lend and is subject to identification of a suitable property and completion of a fully executed purchase contract, a written rate lock agreement, verification of all information provided in the loan application by the borrower(s), satisfaction of all automated and underwriter conditions, a satisfactory appraisal of the subject property, a satisfactory title commitment free of encumbrances, and a final underwriting approval and execution of all documents required by the lender. These requirements may not be all inclusive. Additional information may be required from you. Changes to the current market rate will affect the loan amount for which you may qualify. Interest rates and program terms are subject to change without notice.